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Your risk of dying at a young age is likely not high, which is why many people don’t think to purchase life insurance until their 50s or 60s, if at all. But for many people, purchasing life insurance at an earlier age is actually much more beneficial. How could this be? Consider Your Health READ MORE >>

We’ve all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have a family who relies on your income, then it is imperative to have life insurance protection. READ MORE >>

It is not uncommon for many Americans to receive, during their lifetime, something that could be called an inheritance. While it might not be the millions of dollars that we have always hoped for from our unknown or little - known uncle that we always thought was rich, even a small inheritance can be the valuable starting point for retirement savings, if it is used wisely. READ MORE >>

As a result of our depressed or depressing economy, some drivers are having to get creative about how to reduce their gas bills. Here are some of the best tips collected from around the internet on how to reduce your gas bill: Comparison shop. It works as well with gas as it does with shoes. READ MORE >>

1. Americans and their credit card debt. The average American household with at least one credit card has nearly $9,200 in credit card debt, according to, and the average interest rate runs in the mid- to high teens, at any given time. 2. Some debt is good. READ MORE >>

Over 85% of the nation's schools offer various types of scholarships, granting money to college students based on a host of criteria such as academic merit, financial need, and in some cases, racial or ethnic background. READ MORE >>

For most of us, the largest (and most necessary) expense we have, on a monthly basis, is the payment of our home mortgage. Due to recent economic developments, there has been a credit crash as well as a home market crash. Unfortunately, this has made it very difficult for some of us to not only buy a home, but to afford the homes we currently have. READ MORE >>

If more Americans viewed their homes as the beginning of their retirement nest egg rather than as just a place to live, home ownership would certainly increase drastically among those families who think they cannot afford to buy a house. READ MORE >>

When you’re paying back debts, a little strategy can make a difference of hundreds to thousands of dollars. The best strategy is simple, but effective. Write Down Your Debts in Detail: What, How much,  What’s the interest rate? READ MORE >>

Today, it is generally a well-accepted principle that term life insurance is always the cheapest route to go for everyone wanting or needing life insurance. And, it may be true if you’re only looking for very basic coverage and you only need life insurance for a short period of time, or if you can’t afford to do anything else right now. READ MORE >>

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  • 2015

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