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For most of us, the largest (and most necessary) expense we have, on a monthly basis, is the payment of our home mortgage. Due to recent economic developments, there has been a credit crash as well as a home market crash. Unfortunately, this has made it very difficult for some of us to not only buy a home, but to afford the homes we currently have. There are multiple reasons for this recent change, such as the loss of a steady income, or because we fell victim to sub-prime lending. Either way, there are a large percentage of Americans who have already had their homes foreclosed on, and an equally large number of people who are about to.


The good news is there are many banks that are now willing to work with homeowners to modify the original terms of the mortgage.  This is called a Loan Modification. Loan Modifications can: Reduce the interest rates, reduce or eliminate the amount needed to reinstate loans, lower monthly payments, forgive a portion of the balance owed and/or convert an adjustable or ARM to a fixed rate loan. Not only does this benefit the homeowner, it also benefits the banks and the country’s economy as well.

you can work out or give me a call and let me help



Posted 11:57 PM

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