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Louisiana Boat/Watercraft Insurance Options

Boat/Watercraft Insurance

Boat/Watercraft Insurance

The best part of living in Louisiana is easy access to a vast network of waterways. Whether you're cruising the bayous, taking a paddleboat down one of our state's many rivers, like Mississippi River, or heading out into the Gulf of Mexico, there's no end to the waterborne adventure. Before you head out, make sure you're insured to protect yourself, your boat, and the people around you.

Boating Laws in Louisiana

Every boater born on or after 1984 is required to take a mandatory boating education course and carry proof of completion when operating any boat over 10 horsepower. This is enforced by the Louisiana Department of Wildlife and Fisheries Law Enforcement Division.

You must be at least 10 years old to successfully complete Louisiana's Boater Education Certification Course. Although it can be taken at any age, an official certification won't be issued until it's retaken at the age of 10. A certified boater over the age of 18 must be present for a non-certified boater to operate the boat.

Personal watercraft, such as a jet ski, must be operated only during daylight hours and the operator must be over the age of 16.

Regardless of whether you're using a boat or personal watercraft, insurance is not mandatory. You'll find it useful, however, as soon as the unexpected happens.

Why Boaters Choose Trinity Insurance

Trinity Insurance has lived and worked in Louisiana alongside you for years. Our experienced, professional agents can walk you through standard coverages for liability, collision, and more. While state law may not mandate insurance, your lender may require full coverage (comprehensive and collision) throughout the life of the loan.

Damage to boats, watercraft, people, and docks are all covered. You can also insure a boat you're living on against fire, theft, and other catastrophic damages.

Contact one of our licensed insurance agents today to learn why more boaters choose Trinity Insurance over any other agency in Louisiana.

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